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What is Pre-Arrangement?

By definition, Pre-Arrangement or a Pre-Need is when a person takes care of their funeral arrangements, by meeting with their Funeral Director, who will placing their wishes in writing before a death has occurred.  To better assist you in answering your questions about Pre-Arrangement and available options, you can click on the image below to download a free copy of our A Guide To Pre-Arrangement Options and Pre-Planning Funerals.  This guide covers numerous areas of items to consider when discussing pre-arranged funeral plans. 


Why you should Pre-Arrange?

Of course, after the meeting is concluded if say a day, week or month from now, you decide to make changes, we handle those as well, please just give us a call.


Pre-Payment Options

Pre-paying your funeral reduces stress and financial burden on your loved ones after your passing.  We can coordinate a payment plans that suits your needs, from a single payment plan to monthly bank account withdrawals.  By pre-paying your funeral you eliminate your family second guessing on if they have spent too much or too little on your funeral.  Pre-payment also protects you and your family from inflation, and the growth is non-taxable.  If your funeral costs less than the amount you have put aside, those funds will be refunded back to your beneficiaries.  Each year thousands of people decide to pre-plan and pre-pay their funeral, these plans are designed to be flexible and can accommodate the many changes that often occur in people’s lives. 

We offer trust, annuity and insurance options through Texas Service Life Insurance Company.  You have several options available if you choose to pre-arrange and pre-pay your funeral.  You may already have an insurance policy to cover these expenses.  You can pay in full in cash/check/credit card.  You can pay in payments or you can purchase a life insurance policy through Texas Service Life Insurance.


Having the Talk of a Lifetime Program

, Having the Talk of a Lifetime.™ This program is specifically geared towards caregivers.  The goal of the program is to help caregivers “open the door” to having the talk about end of life decisions.  

At the Young’s Daughters Funeral Home we understand it can be very difficult to find just the right words to open up a dialogue and have “the talk” about end of life decisions.  Therefore, we can host a card game as a round table discussion where going through the deck of cards it could be a more enticing way to discuss life’s hardest topics and get the preplanning process started. 

Please know that you are not alone with this difficult discussion item.  We hear from family members numerous times a week about how they struggle with how to bring up the topic of funeral planning.

In order to help you, through our membership with the National Funeral Directors Association and the Texas Funeral Director Association, who partnered with the Funeral and Memorial Information Council to provide these useful tips to get the conversation started and methods you can gently use to determine your loved one’s final wishes.  This unique program is targeted to caregivers, and family members taking on the caretakers role. Call us to schedule your game (254) 401-1302


Begin your Pre-Arrangement Online

If you would like to begin your pre-arrangement online, please click on the button below and you will be taken to a fillable/downloadable form which you can then forward to us.  Once we receive it, one of our Funeral Directors will contact you.



Estate Planning Tips

When you think about putting your affairs in order, your mental checklist of items to attend to likely includes preparing a Will (or perhaps, updating an existing Will).  But the list should be expanded to include these items as well:

  • Preparing financial and health care powers of attorney, so that a trusted loved one has legal authority to handle your banking and other financial matters, and give consent for hospital care, medical and surgical procedures, and nursing home admission.
  • Preparing a Living Will and a DNR, so that your health care agent and health care providers will know your wishes regarding the administration of life prolonging medical treatment.
  • Obtaining an Organ Donor consent card (or having your driver’s license notated as “Organ Donor”) if you want to donate skin, tissue, eyes, and/or organs.
  • Preparing a personal property memorandum, so that you can direct that specific items of tangible personal property, such as family heirlooms, will be given to designated individuals.  This is not a substitute for a Will, but does simplify the distribution of these items.  (And this is a good opportunity to describe the provenance of items that have been in the family for generations, so that the recipient can appreciate the historical and sentimental value of the object.)
  • Pre-planning a funeral or at least preparing a letter addressed to your closest next of kin indicating your desires regarding interment, including burial or cremation of your remains. (Some people even pick songs for their funerals or write their obituaries, At Young’s Daughters Funeral Home we host several seminars and writing classes to offer personalized obituaries)
  • Making sure beneficiary designations are up-to-date on life insurance and pension and retirement plans.  Spouses have certain rights to retirement plan benefits, and you may need legal advice before you can effect a change that removes a spouse as beneficiary.
  • Preparing a “road map” for your Executor, listing the names of your banks, brokers, insurance companies, and any other entity that holds or controls assets that will pass to your heirs.  Also include account numbers, PINs and Passwords, so that your executor will be able to obtain online access to financial account information as well as to your social media accounts such as Facebook and Twitter.
  • Remember to review your Last Will at least every five years or when you face a significant life event such as divorce, illness or the death of a beneficiary of your Last Will.  And use your will to provide for your unique interests – such as providing for the care of pets.


The Job of the Executor

Your Executor will appreciate your efforts to “put your affairs in order” – it will make it much easier to attend to the myriad of details the Executor will need to tend to immediately upon your death and over time.  For example:

  • Funeral arrangements and disposition of remains:  this can be an area for friction and disagreement among the next of kin;
  • Access to safe deposit boxes: the deceased Last Will and Testament can be removed, but other items must remain in the box until a formal inventory is made.  Arranging for the probate of the Last Will and Testament and the Administration of the Estate.
  • Estate Administration is not necessarily complex, but involves so many steps that most Executors obtain the advice and assistance of an experienced attorney.  The attorney can assist the Executor or Administrator in handling their duties and obligations, including:
  • Preparing notices to beneficiaries required by court rules
  • Preparing legal advertising of the estate as required by state law
  • Notifying the Department of Public Welfare to determine if it has claims against the decedent’s estate
  • Identifying, protecting and valuing assets of the deceased
  • Identifying and satisfying liabilities of the deceased
  • Searching for lost property identified in the unclaimed and abandoned property database of the Pennsylvania and other states where the deceased has resided
  • Preparing the inheritance tax return for filing with the state and an inventory to be filed with the county
  • Preparing income tax returns for the decedent’s final tax year and for one or more tax years for the estate
  • Proposing an informal settlement agreement for the heirs to sign in order to receive their inheritance; or, if the heirs are not able to agree to an informal settlement, preparing the formal documents to settle the estate through court approval
  • Distributing assets to beneficiaries and resolving disputes
  • If you’ve chosen a strong Executor, who has good legal support as needed, Estate Administration can be a smooth process.  This is especially true where you’ve taken the time to plan ahead to put your affairs in order.


Our services and timelines of what to expect while we serve you 


(Days)

Meet with the Funeral Director to plan arrangements.

 ID. View, Visitation/ Wake/ Vigil

Service

You will receive a 24 hour phone call from the Funeral Director


(2 weeks)

Meet with the Funeral Service Advocate

Death Certificate(s)

PIN for Legacy Touch Keepsakes/fingerprints

Help close out accounts, change mail, notifications list

Meet with Sheldon Mitchel, to prepare and update Estate Planning

Last Will and Testament

Beneficiary Designations

Durable Power of Attorney

Health Care Power of Attorney and Living Will


(1 month-9 months)

Grief Meetings are available for you for free!

Headstone setting ceremony at cemetery and flower plans

Gravemaker for genealogy for free!

Call from Funeral Service Advocate to Discuss your Funeral Arrangements


(End of the year)

Memorial Program for Christmas

A walk to remember through our city park showcasing your loved one

Follow us on Facebook for events and ways to stay connected in grief.


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